I loved this feature, but sadly they removed it. When acorn started they had the ability to have no automatic round ups and it would let you select your own from the list of transactions. ![]() I will say that this is a good app and good concept. If you can discipline yourself to putting in money and leaving it alone for at least 5-10 years, it great! If you put $20 bucks in and need to pull it back out 2 weeks later, it’s not the app for you. ![]() But again, this is best used for long term investing. Yes, the market is tanking as I write this and I’m actually losing money at the moment. It has that affect that inspires you to save more money for the future. I started putting a few bucks in here and there along with the roundups and now I’m addicted to putting as much money in as possible. I started using this as a “supplementary retirement account” to go along with my 401k and I love it. If a handful of bucks a week causes you to overdraft, you don’t know how to manage your money. Learn how to balance and keep up with your checking account. For anyone that gets mad because it made you overdraft your checking account.the app didn’t do that, you did. For anyone who puts $5 in and gets mad because they lose ’s not the apps fault, that’s called risk that comes with investing, this is designed for the long haul and you will make money long term. For anyone that puts $5 in and gets mad because it takes a couple days to transfer it back to your bank.THIS IS NOT A BANKING APP. Pay no attention to any negative reviews. It will get a 5 star from me in the future and I will change my rating! Hope this helps the consumer and also the company improve the app! An example is they are working on “real time” investing right now and communicate that through their app. I have confidence that updates and improvements will occur. If you have lots of money which I think the target customer Acorn is shooting towards is millennials who don’t always have a bunch of money saved! With that said.I know and see the constant improvements and as the company grows. Therefore I don’t know when it is going to hit my account. ![]() It is Wednesday now and for some reason I don’t see it on there. I have checked my tab that says “past” where you can see pending payments. This happened to me as I have recurring investments set up and for example it pulls out each Friday. ![]() It would be nice if for some reason there was no funds it didn’t still pull from your checking account. Wish the recurring investments could be set up on specific dates as well as bi-weekly as millions of people don’t get paid every week and don’t always have funds in their accounts. Gives less educated and new investors a place to start with less risk than other investment vehicles. Love the app and know they are improving it regularly. As of now I think there are so many other options that do something similar that if you are considering Acorns, just choose a different platform because the time cost for any changes is too much to ask for a program that claims to "simplify" investing for their customers. What is the point of using Plaid if I still have to send over bank statements and checks in order to verify every single account? These requirements are acting as a barrier to their customer base but they still insist on this overstep. I have submitted letters from my bank regarding my account and they have refused them saying that it doesn't meet their requirements. They are also very specific about what they will and won't accept. I bank with several different institutions and use several Investment apps, and NO other app asks for as much paperwork as Acorns does. For the majority of things, Acorns works just as they say they do, but when it comes to adding a new bank account or changing things regarding your funding source, they require WAY too much paperwork. I have had an account with Acorns for 5+ years, and I have reached the end of my rope.
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